Certificate in Digital & AI Evolution in Banking

The Certificate in Digital & AI Evolution in Banking is a professional qualification designed to build knowledge and skills in digital transformation, artificial intelligence, and Fintech within the banking industry.

• Duration: Approximately 60 hours of study.
• Cost: £495 (includes first exam entry); resits £145 per module.
• Eligibility: Open to all banking professionals globally. No prior qualifications required.

This course enables learners to:

• Understand the scope and evolution of digital and AI transformation in banking.
• Describe a range of digital systems, products, and models used in banking markets.
• Identify technology-based risks inherent in digital banking's commercial and operational aspects.
• Assess regulatory, ethical, and social responsibilities in digital banking.

The qualification also contributes to the Associate Chartered Banker Diploma pathway. By completing this and three additional qualifications, learners enhance their banking knowledge, understanding, and skills and achieve a globally recognised professional designation as well as the Associate Chartered Banker Diploma, advancing their careers and gaining valuable industry recognition

• Assessment: A 60-minute online exam consisting of 40 multiple-choice questions. To pass, a minimum score of 60% is required. Exams can be taken remotely or at your nearest test centre.
• Certification: Digital certificate awarded within 5 days of passing.
• Membership Requirement: £36 annual subscription for student membership during your studies. 
• Registration Validity: 12 months to fully complete the qualification, including sitting and passing the final exam.

This qualification is structured into four focused units:

• Unit 1: Digital change in banking  

 Unit 1 discusses the effects of digital technology on banks, including the creation of new banks, covering both old (“legacy”) and new (“de novo”) systems used in typical banking functions. Upon completion of this module, the learner will be able to explain the scope and evolution of digital and artificial intelligence (AI) transformation in banking.

• Unit 2: Digital Banking Systems 

Unit 2 examines the various digital systems, products and models that banks use. Building on ideas from Unit 1, this unit digs deeper into the systems that support key banking functions. Upon completion of this module, the learner will be able to describe a range of digital systems, products and models that operate in banking markets

• Unit 3: Technology Risks in Digital Banking  

Unit 3 looks at the technology-based risks inherent in the commercial and operational aspects of digital banking, exploring both the uses of technology in risk management and technology’s potential to amplify risks. Upon completion of this module, the learner will be able to identify key technology-based risks inherent in the commercial and operational aspects of AI and digital banking

• Unit 4: Regulation of Digital Banking 

Unit 4 teaches the learner about the scope and impact of digital technology regulation in banking. Upon completion of this module, the learner will be able to assess the scope and impact of regulation of digital and AI technology in banking, and digital and AI banking professional and ethical considerations.

Module Specification:

Digital & AI Evolution in Banking Module Specification

Yes! This qualification is suitable for:

• Banking professionals at all levels, regardless of specialism.
• Those seeking to understand and navigate the digital transformation of banking.
  No prior qualifications or work experience are required—learning materials are included with registration.

Study anytime, anywhere with online resources:

• Four interactive eLearning units.
• Case studies, videos, and additional resources.
• Activities to apply learning at work.
• Quizzes, knowledge checks, and a mock exam.